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And then – on top of the pandemonium and mayhem, there’s also the inescapable monetary strain of a third child. The additional nursery fees would creep in just as my daughter was ready to start primary school, and the financial respite on the horizon would quickly disappear. There’s also the extra tickets for every activity we’d ever do, the increased holiday costs, and the new car we’d need to buy. Not to mention the Christmas presents, birthday parties, and university fees, as well as financial help towards a house in adulthood. Like cutting a fringe, a third child is an idea that always feels alluring in theory, but in practice seems like it could be an irreversible nightmare.

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